Institutional-grade crypto-to-fiat settlement platform, built for businesses that want to accept stablecoin globally without touching digital assets, carrying volatility risk, or managing crypto compliance
T+0/1
SETTLEMENT
Same or next day. Directly to your bank account via local rails.
Zero.
CRYPTO EXPOSURE
Your business never holds, touches, or manages digital assets.
6+
FIAT CURRENCIES
AED, BHD, USD, INR, PHP. Settled via local banking rails.
Zero
CHARGEBACK RISK
Blockchain settlement is final. No reversals. No exposure.
International crypto holders are an active buyer segment for GCC real estate. Your bank blocks crypto-origin funds. Your deals stall waiting for wire transfers. ARP Digital lets you accept digital assets from buyers anywhere, and receive BHD, AED, or USD directly in your bank account, same or next day.
Margin calls don't wait for bank transfers. ARP Digital gives your clients an instant, low-cost way to top up margin - before the liquidation window closes.
Access the growing segment of international crypto holders who prefer settling large transactions in digital assets.
You receive fiat - AED, BHD, or USD - at a confirmed rate. ARP absorbs the conversion. You have no exposure to crypto price volatility at any point in the process.
Every correspondent bank in the chain takes a cut. Credit cards charge 2–5% and take days to settle. ARP Digital replaces the entire chain with a single, all-inclusive fee, processing, FX, and settlement included.
Transactions that traditionally take 2–5 days via wire transfer complete in hours. No correspondent banking delays. No documentation back-and-forth. The deal closes when it should.
Your client pays in stablecoin. Your bank receives local fiat. Everything that happens in between - conversion, compliance, documentation - is our responsibility. Not yours.
We onboard your client, not you. Identity verified. Wallet whitelisted. AML cleared. By the time the stablecoin moves, the compliance file is already closed.
Your client funds their ARP wallet by sending USDT or USDC. ARP converts to your chosen fiat currency - AED, BHD, or USD - at a live rate with no hidden spread.
Fiat is settled into a named virtual IBAN issued in your client's name. This creates a clean, documented fund trail - your bank sees a standard local transfer, not a crypto origin.
Your client initiates the transfer from their named vIBAN directly to your bank account. T+0 or T+1. Full transaction statement downloadable from the ARP dashboard.
ARP Digital operates as a single regulated counterparty. One relationship, one AML framework, one documented entity, not a chain of correspondents with gaps between them.
Licensed as Capital Market-Crypto Assets Service Provider (Cat3)
Wallet whitelisting, identity verification, and transaction monitoring embedded at point of collection. Your bank receives documented, screened fiat.
Once settled, it cannot be undone. Blockchain-based transactions are final by design. No chargebacks, no reversals, no dispute process.
No. Your business never touches crypto at any point. Your client sends USDT or USDC to ARP. ARP handles conversion and compliance. You receive AED, BHD, or USD directly in your bank account.
ARP onboards and KYC-verifies the sending party - your client - not your business. Wallet whitelisting, AML screening, and KYT protocols screen every transaction against global standards before conversion. Your bank receives clean, documented fiat.
T+0 for transactions below BHD 2,500, initiated before bank cutoff. T+1 for transactions above BHD 2,500, initiated before bank cutoff. Settlement goes directly to your bank account via local rails.