EXCHANGE HOUSES
Your MTO replacement.
Banks locked capital at every correspondent. MTOs removed the capital charge but kept the balance sheet cost. ARP Digital replaces the entire correspondent chain.
The regulated settlement layer that exchange houses, fintechs, and importers use to move capital across GCC corridors. Same-day. No pre-funding. Up to 80% cheaper than correspondent banking
50–80%
COST REDUCTION
vs correspondent banking and MTO infrastructure.
2–3×
REVENUE UPLIFT
vs conventional MSB and bank channels on the same volume.
Zero.
TRANSACTION FEES
Fixed costs only. Full transparency upfront.
Same-Day
SETTLEMENT
No 2–5 day delay. Capital freed from Nostro pre-funding.
SWIFT alternative
ZERO CORRESPONDENT BANKS
Direct local rails on both ends. No SWIFT intermediary, no cut-off windows, no multi-hop latency.
5+ corridors
MARKET EXPANSION
Previously inaccessible corridors. GCC → South Asia, East Africa, Intra-GCC. Live today.
ORCHESTRATORS & FINTECHS
Your licensed GCC payout node.
GCC is a genuine gap in your global payout network. No licensed node that accepts stablecoins and disburses clean AED locally - compliantly, at scale. Send USDT or USDC to ARP. Your clients receive local fiat.
SMES & IMPORTERS
Settle your corridor same day.
Supplier settlements via correspondent banking take 3–5 days and charge multi-layer fees at every step. The cost is opaque. The timing disrupts your supply chain. ARP Digital settles same day with fixed costs upfront.
Fiat in. Fiat out. We handle everything in between.
Two local transactions. One invisible bridge. Your client deposits locally. We settle the cross-border leg using our own infrastructure. The recipient receives fiat through their local rails. No SWIFT.
Proprietary order flow netting delivers rates no bilateral correspondent can match. Margin improvement flows directly to your bottom line.
Run it yourself. Or plug it in.
Whether your team operates through a dashboard or builds programmatically, ARP Digital is available the way your business works.
Platform
Access platformLog in, select your corridor, enter your amount, and submit. ARP handles the settlement leg.
- No integration
- Live FX quotes
- Real-time tracking
- Audit export
API
Get API accessEmbed ARP Digital directly into your platform or product. Trigger corridor settlements, receive webhook confirmations, and serve your end clients clean local fiat, without them knowing the mechanism behind it.
- REST API
- Webhooks
- Sandbox
- Days, not months
Compare Exchange Rates
See how much you're really paying. Compare your bank's rate against ARP Digital and mid-market rates.
Compare ratesYour Savings$12,847
Designed for the corridors your clients are already sending to.
GCC to South & Southeast Asia
LiveAEDINRPHPIntra-GCC
LiveAEDKWDBHDGCC - Europe
LiveAEDEURGCC to East Africa
Coming soonAEDETBKESUGX
One regulated counterparty. No multi-jurisdiction complexity.
ARP Digital operates as a single regulated counterparty. One relationship, one AML framework, one documented entity, not a chain of correspondents with gaps between them.
CBB - Central Bank of Bahrain
Licensed as Capital Market-Crypto Assets Service Provider (Cat3)
FINTRAC Registered MSB - Canada
The Group MSB is the contracting counterparty for all cross-border arrangements with GCC exchange houses.
AML / KYC Built In
Transaction monitoring, sanctions screening, and KYC verification embedded at no additional build cost to partners.
Digital capital moves in multiple directions. ARP Digital handles all of them - under one licenced, fully integrated platform.
Convert
Send
Receive
FAQ
ARP Digital operates as a licensed netting engine. Exchange houses send local deposits through existing rails. ARP nets opposing positions across corridors and delivers local payouts at the destination, same day, no pre-funding required.
No. ARP Digital is fiat in, fiat out. End clients send and receive in local currency through their usual payment methods. The stablecoin settlement layer is entirely within ARP's infrastructure and invisible at every point.
Active corridors: GCC to South and Southeast Asia (AED to INR and PHP), GCC to East Africa (AED to ETB, KES, UGX), and Intra-GCC (AED, KWD, BHD).
ARP Digital is Licensed as Capital Market-Crypto Assets Service Provider (Cat3) by the Central Bank of Bahrain, and operates through a FINTRAC-registered Money Services Business, which is the contracting counterparty for all cross-border arrangements with GCC partners.
Three days. Partners with an engineering resource available integrate ARP GPS in three working days from credential issuance. No custom development required on ARP's side. ARP's integration team provides sandbox access, test transactions, and dedicated technical support.
Yes. ARP provides a full Postman collection covering all GPS endpoints, initiate, track, confirm, and reconcile, available immediately on request alongside sandbox credentials. The collection covers the full transaction lifecycle and is maintained in line with API updates. Speak to the team or your named RM to receive access.