Your Nostro float locks capital. Your MTO keeps the margin. ARP Digital replaces both - same-day corridor settlement at better-than-interbank rates
Same day
SETTLEMENT
No 2–5 day delay. Capital freed from Nostro pre-funding - available for the next transaction.
2-3x
REVENUE UPLIFT
Proprietary netting delivers ~0.1% above interbank rate. The margin your MTO was taking stays in your treasury.
50-80%
COST REDUCTION
Single regulated counterparty. No intermediary chain. No hidden fees deducted in transit.
Zero
PRE FUNDING REQUIREMENT
No Nostro balances. No corridor float. Your capital is working, not waiting.
What your current corridor infrastructure is costing you.
Your corridor model costs more than it should - whichever model you run.
Fund directly and capital locks in Nostro accounts earning nothing. Route through an MTO and you pay their spread, carry their corridor risk, and lose access if the relationship fails. Either way, the cost compounds with volume.
Volumes are growing. Margin per transaction is shrinking.
GCC outbound remittance to India, Philippines, East Africa is high-volume and brutally competitive. Every basis point your MTO keeps is a basis point your exchange house doesn't. As volume scales, the structural cost scales with it.
Every corridor that runs through SWIFT runs through someone else's infrastructure.
SWIFT multi-hop routing adds settlement latency, FX friction, and compliance cost at every intermediary leg. Cut-off times constrain your operational window. Correspondent banking retrenchment is quietly closing corridors that were open last year. Your settlement infrastructure should not depend on a network that was not built for your market.
Every model ties up capital you could be deploying.
Fund directly and your Nostro balances sit idle, attracting regulatory capital charges. Route through an MTO and you solve the capital charge, but not the balance sheet cost. ARP Digital eliminates both: no pre-funding, no idle capital, no correspondent balance to maintain. The exchange houses that move first keep the margin everyone else is giving away.
Fiat in. Fiat out. We handle everything in between.
Your client deposits locally. We aggregate order flow across corridors, net opposing positions, and deliver local fiat at the destination - same day. Your clients see no change. The stablecoin settlement layer is entirely within our infrastructure.
Proprietary order flow netting delivers rates no bilateral correspondent can match. Margin improvement flows directly to your bottom line.
The corridor you're already running has a premium in it. Are you capturing it?
India and East Africa carry FX dynamics that reward exchange houses who can move fast and settle same day. Slow infrastructure gives that margin to someone else.
ARP Digital gives you the licensed GCC liquidity and the same-day settlement rails to capture it.
Run it yourself. Or plug it in.
Whether your team operates through a dashboard or builds programmatically, ARP Digital is available the way your business works.
Platform
Access platformLog in, select your corridor, enter your amount, and submit. ARP handles the settlement leg.
- No integration
- Live FX quotes
- Real-time tracking
- Audit export
API
Get API accessEmbed ARP Digital directly into your platform or product. Trigger corridor settlements, receive webhook confirmations, and serve your end clients clean local fiat, without them knowing the mechanism behind it.
- REST API
- Webhooks
- Sandbox
- Days, not months
One regulated counterparty. No multi-jurisdiction complexity.
ARP Digital operates as a single regulated counterparty. One relationship, one AML framework, one documented entity, not a chain of correspondents with gaps between them.
CBB - Central Bank of Bahrain
Licensed as Capital Market-Crypto Assets Service Provider (Cat3)
FINTRAC Registered MSB - Canada
The Group MSB is the contracting counterparty for all cross-border arrangements with GCC exchange houses.
AML / KYC Built In
Transaction monitoring, sanctions screening, and KYC verification embedded at no additional build cost to partners.
Digital capital moves in multiple directions. ARP Digital handles all of them - under one licenced, fully integrated platform.
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FAQ
Banks locked capital at every correspondent - balance sheet maintenance plus regulatory charges held against each bilateral relationship. MTOs solved the capital charge problem but not the balance sheet cost. Stablecoin settlement eliminates both: fully funded in real time, no correspondent chain, no idle capital. ARP Digital is the licensed GCC version of that network, exchange houses send local deposits, ARP nets opposing positions across corridors, and delivers local payouts at the destination same day, with no pre-funding required.
No. ARP Digital requires no pre-funding on any corridor. Your capital is not locked in Nostro accounts or MTO floats. It is available for productive use from the moment you switch.
ARP Digital is Licensed as Capital Market-Crypto Assets Service Provider (Cat3) by the Central Bank of Bahrain, and operates through a FINTRAC-registered Money Services Business, which is the contracting counterparty for all cross-border arrangements with GCC exchange houses.
The onboarding path is: introduction → compliance pre-qualification → corridor pilot → full ramp. Compliance pre-qualification is prioritised first. Once cleared, a corridor pilot can be live within weeks, not months.
Three days. Partners with an engineering resource available integrate ARP GPS in three working days from credential issuance. No custom development required on ARP's side. ARP's integration team provides sandbox access, test transactions, and a named technical contact throughout. Most partners are running live volume within a week of signing.
Yes. ARP provides a full Postman collection covering all GPS endpoints, initiate, track, confirm, and reconcile, available immediately on request alongside sandbox credentials. The collection covers the full transaction lifecycle and is maintained in line with API updates. Speak to the team or your named RM to receive access.